Open the Account Rules Before Access
Our Terms & Conditions explain the account details you provide, the steps we use to confirm phone access, and the circumstances that can require an additional check. They also set expectations for wallet records: DANA, OVO, GoPay and QRIS references must match the account details used
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for a transaction, while bank transfer and virtual account instructions must be followed as shown in your account. Access depends on local law, and some sections may apply differently where local law permits. We may update these Terms & Conditions when an account, payment or legal
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process changes; the current wording on this page is the version to read before continuing. If a change affects an existing account step, we will use the available account contact route to explain what you need to do. Keep your login details private and contact us
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before using another person’s wallet or account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.